Loan Against Property

We provide the highest loan value of your property - up to 80%. With extended loan tenure up to 25 years, you end up paying lower EMIs. Any financial issues relating to business expansion, children's further education, weddings, or medical bills can be readily addressed with upaybazaar with lenders Loan Against Property. We offer funding for all types of properties such as residential, commercial, industrial, plots, schools, hospitals, restaurants, godowns, etc. If you have already availed a Loan Against Property with another financier, you can transfer it with ease & enjoy amazing benefits like the top-up facility.

Make the right decision for your funds requirement with upaybazaar Loan Against Property

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Loan Against Property

Let your property get you a quick and hassle-free loan. A Loan against Property is a secured loan, wherein you can mortgage your residential, commercial or special use property to get immediate funds for any purpose, ranging from business expenditure to personal needs.

LAP for Doctors

Upaybazaar offers an advantage to medical professionals in the form of LAP for Doctors, with a loan sanction of up to 75% of the property value. If you are a doctor and own a property and are looking for funds to transform your clinic into a nursing home or have any other financial requirement, you can apply for a Loan against Property at a higher loan amount, for a loan term of 15 years.

Home Overdraft

Now enjoy a credit limit with Loan Against Property Overdraft (Home OD) or the LAP OD facility. The OD facility financing option lets you withdraw a certain amount from the sanctioned limit and the borrower can utilise the limit as per their requirement. This is a long-term dropline limit that would be auto-renewed every year, at minimum renewal charges. The interest rate is applicable only on the amount you utilise to finance your needs.

LAP Top-up

You can also avail a Top-up Loan on your existing Loan Against Property. Whether you are facing a shortage of funds for personal or business purposes, a Top-Up Loan is an ideal choice. It requires simple and minimal documentation if you already have an ongoing LAP with lenders.

LAP for Business

As a part of the upaybazaar Secured Business Loans for MSMEs, we provide Loans Against Property (LAP), wherein maximum finance against the market value of your property is offered. You can continue to occupy the property while we fund you for the healthy growth of your business. We offer competitive Secured Business Loan rates and ensure quick approvals and disbursals, safe documentation and doorstep service for your Secured Business Loan. All and any small and mid-sized businesses, partnership firms, self-employed professionals and private or closely held companies are eligible for the LAP.

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Features of Loan Against Property

All loans are not created equal, Property loan has become a great option for business and personal use.

Faster Loan

Fulfill your financial needs with the help of your property. Whether you are salaried or self-employed, upaybazaar Loan Against Property helps you to realize the true value of your property to meet your business and personal needs. Weekday or a holiday, apply through https://upaybazaar.com and enjoy uninterrupted access to money for your business and personal needs anytime, anywhere.

Choose your amount

At upaybazaar, you can obtain a Property loan with lenders provide of up to Rs 5Cr and Drop line OD up to 10 Cr or 80% of property values as term, as a loan with providing collateral or asset as security and use it at your discretion. Whether you need urgent funds for we help your startup business grow, medical use obtain property loans online and get the required funding in 3-5 working days.

Enjoy the best rates

Our interest rates are reasonable based on your credibility, self-income, fast credit, repayment capacity, employment, other factors like as property etc. Generally Property loan start from 11% to 20% as lenders policy with attached upaybzaar lender.

Decide your tenure

At lender with upaybazaar, you can repay your loan against property finance in easy EMIs over a term of up to 120 months and more. An EMI calculator helps select an appropriate loan term with EMIs suitable to your repayment capacity, allowing you to repay the loan without stressing your finances.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

  • Loan Against Property is a mortgage loan offered to individuals, firms & companies against their existing property.
  • You can access the untapped potential of your real estate holdings with Loan Against Property. You can borrow money using your property as collateral, while paying it back over time via EMIs.
  • This way, you can continue to own your property and raise funds against it.
You can use a Loan Against Property to raise funds for working capital, business expansion, debt consolidation, purchase of machinery, funding other business requirements, etc.
The below properties are eligible as collaterals for IDFC FIRST Bank Loan Against Property
  • Residential
  • Commercial
  • Industrial
  • Plots