Apply for Home Loan

Owning a house just got easier. With speedy approvals, competitive rates, easy process, and minimum paperwork, we help bring you close to your dreams of buying a new house in an easy and hassle-free manner. We offer purchase loans for flats, houses, or bungalows from builders or Development Authorities as well as resale properties.

Our officers will guide you through the Home Loan application procedure. They will also provide guidance regarding the selection of the right Home Loan mix to the calculation of suitable Home Loan EMI value and tenure. Apart from guiding you through the Home Loan application procedure, we also provide excellent post-disbursement services.

Find the Best Personal Loan Offers

Home Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Home Purchase Loan

We help you come closer to your dream of buying a new house in an easy and hassle-free manner.

Home Construction Loan

With hassle-free, speedy approvals, competitive rates, and minimal paperwork, enjoy the experience of constructing your new home with ease.

Home Improvement Loan

Upgrade and transform your existing home into a more comfortable and modern living space.

Home Loan Balance Transfer

Reduce the burden of your existing loans by transferring them to other lender and avail the benefit of lower EMIs.

Home Top Up Loan

Get an additional loan on your existing select lender your run Home Loan with minimal documentation.

Land Purchase & Construction Loan

Buy the land of your choice & build your perfect home in your style with our tailor-made products.

Commercial Property Purchase Loan

Own the workplace of your choice to fulfill your professional dreams and achieve your business goals.

Features of Home Loan

All loans are not created equal, home loan has become a great option for people to use.

Faster Loan

UPAYBAZAAR support with lenders for faster home loan provides you and proper tracking your application. Are you are dreaming of buying your own residence? Opt for upaybazaar with lender Home Loan. Our home loan is packed with several exclusive features and benefits for aspiring homeowners. Our housing loan can be used for a variety of purposes. For instance, you can buy a plot, purchase a flat, build your own home and even extend your existing residence with a home loan. Use the home loan calculator to find out upaybazaar home loan interest rate & more!

Choose your amount

At upaybazaar, you can obtain a home loan with lenders provide of up to Rs 10 Cr and use it at your discretion. Whether you need urgent funds for we help you come closer to your dream of buying a new house in an easy and hassle-free manner, obtain home loans online and get the required funding in weeks.

Enjoy the best rates

Our interest rates are reasonable based on your credibility, income, DTI ratio, repayment capacity, employment, work experience, and other data-based factors.

Decide your tenure

At lender with upaybazaar, you can repay your home loan finance in easy EMIs over a term of up to 30 years. Moratorium period up to 36 months after the loan amount is disbursed. An EMI calculator helps select an appropriate loan term with EMIs suitable to your repayment capacity, allowing you to repay the loan without stressing your finances.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

What documents are required to avail of a Home Loan without ITR?

To avail of a Home Loan without an ITR, lenders requires alternative documents demonstrating your income and creditworthiness. This could include recent salary slips, bank statements, and employment proof for salaried individuals. For self-employed individuals, other forms of financial documentation may be required, such as profit and loss statements or audited balance sheets

Can I get a Home Loan with no documents?

It is not typically possible to get a Home Loan with absolutely no documents as lenders need to verify your identity, income, creditworthiness, and the details of the property you wish to purchase. Some form of documentation will always be required.

What income documents do I need to reduce Housing Loan EMIs?

To reduce your Housing Loan EMIs, you might consider submitting income documents that showcase increased earnings or financial stability. This could potentially qualify you for better loan terms, including lower interest rates. A higher income demonstrated through documents like salary slips or an increased salary can lead to lower EMIs.

What should be the language of the registration document?

The language of the registration document for a Home Loan should be in the official language of the state where the transaction is taking place or in English. It's important that the language used is one that all parties understand and that it adheres to legal requirements

Can you avail of a Home Loan with fewer documents?

Lender has a set of essential documents required for Home Loan approval. However, the exact number of documents can vary depending on the specific circumstances of the borrower. There might be some flexibility if you have a strong banking relationship or an excellent credit history.

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