There is absolutely no Joining/ Membership/ Annual fee applicable on your FIRST Millennia credit card. You can enjoy the benefits of using a credit card, such as cashback, reward points, and discounts on purchases, without worrying about any additional fees.
IDFC First Millennia Card
Joining Fees: ₹0
Annual Fees: ₹0
*Applicable Taxes
Highlihgts:
- Lifetime free Credit Card
- Low interest rate, starting at 0.75% p.m. (9% annually)
- 5% cashback on the first EMI transactions
There is absolutely no Joining/ Membership/ Annual fee applicable on your FIRST Millennia credit card. You can enjoy the benefits of using a credit card, such as cashback, reward points, and discounts on purchases, without worrying about any additional fees.
IDFC FIRST Bank Credit Cards offers among the lowest interest rates in the country, so it won’t weigh on your pocket if you can’t clear your entire monthly dues occasionally. IDFC FIRST Bank offers low interest rates starting from 9% per annum. Usually, other credit cards charge as high as 42% p.a. interest rate in case you choose to carry forward part of your outstanding balances.
Owning a FIRST Millennia Credit Card has myriad benefits some of which are listed below:
• Welcome benefits of up to ₹1,500
• Ease of seamless online transactions with over 300+ merchant offers, up to 20% dining discounts and more
• 4 complimentary Railway lounge visits per quarter
• Complimentary Roadside Assistance worth ₹1,399
• Never expiring reward points
• 25% discount on movie tickets up to ₹100 on District by Zomato mobile app (valid once per month)
For brand offers, you can visit the offers website - https://idfcfirstrewards.poshvine.com/offers
Yes. You will earn:
- 10X never-expiring reward points for incremental spends above ₹20,000 in a statement cycle and spends done on your birthday.
- 3X never-expiring reward points on spends up to ₹20,000 in a statement cycle.
- 3X reward points on Education, Wallet Load, Government, Rent and Property Management/Purchase transactions.
- 1X never-expiring reward point on utilities and insurance transactions. Spends in these categories will not be considered for the 10X monthly milestone.
- Reward points will not be given on spends converted to EMI, Cash Withdrawal, Fuel, Fee and Charges.
(1X reward point is given for every ₹150 spent in a transaction. Value of 1 reward point is ₹0.25)
