Everyday spends will now earn you up to 50 Litres of Free fuel annually. With the IndianOil HDFC Bank Credit Card, Fuel Benefits. Ready For You. Click here to know how
HDFC IndianOil Credit Card
Joining Fees: ₹500
Annual Fees: ₹500
*Applicable Taxes
Highlihgts:
- Earn up to 50 Litres of Free fuel annually
- Earn up to 50 Litres of Free fuel annually
- Earn 5% of your spends as Fuel Points at IndianOil outlets (Applicable on card swipes, Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)
- Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (applicable on POS and Ecomm transactions) (Max 100 Fuel Points per month on each category)
- Earn 1 Fuel Point for every ₹150 spent on all other purchases (including UPI transactions). Click here for fuel points on UPI transactions on IOCL card.
- Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
- Revolving Credit : Enjoy Revolving Credit on your IndianOil HDFC Bank Credit Card at nominal interest rate. Please refer to the Fees and Charges section.
- Zero Lost card liability : In the unfortunate event of you losing your IndianOil HDFC Bank Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.
- Interest Free Credit Period : Up to 50 days of interest free period on your IndianOil HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
1% Fuel Surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)
IndianOil HDFC Bank Credit Card Eligibility:
For Salaried Indian National:
- Age: Min 21 years to Max 60 Years,
- Net Monthly Income> Rs 12,000
For Self Employed Indian National:
- Age: Min 21 years & Max 65 Years
- Annual Income: ITR > Rs 6 Lakhs per annum
FEES & CHARGES
- Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
- Click here to view details of your IndianOil HDFC Bank Credit Card fees and charges
For card sourced effective 01-11- 2020, Below T&Cs are applicable
1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.
1% Fee on transaction amount will be levied on rental transactions done on any applicable merchant for the month. Fee capped at Rs 3000 per transaction, effective 1st August 2024.
3.5% Mark-Up fee will be applicable on all International / Cross currency transaction
