Assured Credit Card against your Fixed Deposit

AU NOMO Credit Card

Assured Credit Card against your Fixed Deposit

 

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Say hello to personalisation Top Features of AU NOMO Credit Card

Whether you're getting a Credit Card for the first time or you’re someone with no credit history, you can now enjoy a Credit Card and its benefits! Introducing AU NOMO Credit Card – your gateway to a world of exciting offers, rewards and payment flexibility

Welcome Benefit

Begin your journey with NOMO and earn 500 Reward Points on your very first transaction within 30 days of card setup.

 

Reward Points

Earn 2 Reward Points for every ₹100 spent on retail purchases and 1 Reward Point for every ₹100 spent on utility and insurance transactions.
Note: Cash, Rent, Education & Govt, EMI, Fuel, BBPS and Quasi Cash transactions are not eligible for Reward Points. Cardholders will earn a maximum of 100 Reward Points per transaction on Utility & Telecom spends.

 

Milestone Benefits

Cross ₹25,000 retail spends in a quarter & get 500 Reward Points plus receive an additional 500 Reward Points on retail spends of ₹50,000 in a quarter.

Fuel & Cash transactions will not be considered for Milestone benefit calculation.

 

Lower International Markup Fee

 Enjoy international transactions with a lower Forex Markup of just 0.99%.                       

 

Domestic Airport Lounge Access

• Unwind during your travel with 2 Complimentary access to Domestic Airport Lounges per quarter upon achieving Rs. 30,000 spends in previous quarter
• For eligible list of Domestic Airport lounges click here. For detailed terms & conditions, click here.
 

Railway Lounge Access

• Recharge before your journey with 2 Complimentary Railway Lounge visits per calendar quarter using your NOMO Card. Click here to see the list of lounges and T&Cs.
• Add-on cardholders can also enjoy Railway Lounge Access within the mentioned complimentary number of visits.

 Fuel Surcharge Waiver

 Save more on your commutes. Get 1% Fuel Surcharge Waiver for transactions between ₹400 and ₹5,000 at all fuel stations across the country (up to ₹100 per statement cycle).

AU Rewardz

 Redeem your Reward Points for a variety of benefits, including e-vouchers, merchandise, mobile / DTH recharges, and flight / hotel bookings from our curated rewards catalogue at AU Rewardz.

Card Liability Cover

• In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.

• Also, you are protected against Card Counterfeit/Skimming and Online frauds.

Please click here to view detailed terms and conditions.

Contactless Card Usage 

Make payments securely and conveniently. Tap and pay at participating merchants without entering your PIN for transactions up to ₹5,000.

Xpress EMI

Convert transactions worth ₹2,000 or more into easy EMI options with a simple call to our Customer Care helpline.

Fees & Charges of AU AU NOMO Credit Card

Types of Fees / Charges	Amount
Cash Advance Limit	20% of the credit limit
Annual/Renewal Fee	199+ applicable taxes
Charges on Revolving Credit	3.49% per month (41.88% annually)
Cash Advance Charges	2.5% of amount withdrawn, subject to a minimum of `100
Late Payment Charges	Total Amount Due/ Statement Balance - Late Payment Charges
	Less than or equal to INR 100 - Nil
	Above INR 100 and up to INR 500 - INR 100
	Above INR 500 and up to INR 5,000 - INR 500
	Above INR 5,000 and up to INR 10,000 - INR 700
	Above INR 10,000 and up to INR 20,000 - INR 800