Link your Credit Card with UPI to enjoy the Next Level of benefits
AU Credit Card
Joining Fees: ₹0
Annual Fees: ₹0
*Applicable Taxes
Highlihgts:
- Lifetime Free Card
InstaPay Credit Card
Top Features of InstaPay Credit Card
Cashback Features
· Earn 1% cashback on UPI transactions across Departmental Stores, Dining, Pharmacy, and Grocery & Supermarkets. (Maximum INR 100 per statement cycle)
· Minimum transaction amount should be greater than or equal to INR 200
Lifetime Free Card
Experience convenience without annual fees with a Lifetime Free Credit Card. Enjoy the benefits of AU InstaPay RuPay Credit Card without any extra cost.
Interest Free Period
Enjoy up to 48 days of interest-free breathing space with every AU InstaPay transaction. Get more time to manage your finances on your own terms.
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 100 per statement cycle)
Scan and Pay
Seamlessly scan any merchant’s QR code and pay in an instant using your favourite UPI application.
Fees & Charges of AU Altura Plus Credit Card
Types of Fees / Charges | Amount |
Cash Advance Limit | 20% of the credit limit |
Annual/Renewal Fee | Lifetime Free |
Charges on Revolving Credit | 3.49% per month (41.88% annually) |
Cash Advance Charges | 2.5% of amount withdrawn, subject to a minimum of `100 |
Late Payment Charges | Total Amount Due/ Statement Balance - Late Payment Charges |
Less than or equal to INR 100 - Nil | |
Above INR 100 and up to INR 500 - INR 100 | |
Above INR 500 and up to INR 5,000 - INR 500 | |
Above INR 5,000 and up to INR 10,000 - INR 700 | |
Above INR 10,000 and up to INR 20,000 - INR 800 |
